Linking accounts to destinations

Formerly "Linking bank accounts to destinations": You can now link any financial account, including brokerage and crypto-exchange accounts, to a destination.

To start transferring data from an account to a budgeting tool or spreadsheet, you create a transfer link between the account and a destination. For everything a transfer link can do, and for which destinations need one at all, see the Transfer links: Send data to destinations article.

The quickest way: the Link Accounts tab

Open any account and go to its Link Accounts tab. Every destination you could link it to is listed there, whether or not it is linked already. Switch one on, confirm the transfer start date, and the link is live.

This works from either end. Open a YNAB budget account, a Lunch Money account or a Google Sheet, and the same tab lists your financial accounts instead, so you can link from whichever side you happen to be on.

Because the tab shows what is linked as well as what could be, it doubles as the list of where that account currently sends its data.

Creating a link from scratch

To start from nothing, use the Link accounts button on the Linked Accounts page. It walks you through:

1. Account: Choose the financial account to send from. This step is skipped when Synci already knows that end, for example when you started from the account’s own page.

2. Destination: Choose the kind of destination first, then the specific budget, account or sheet to send to.

3. Transfer settings: Set the transfer start date; only transactions that have occurred since this date will be transferred. It defaults to today, with shortcuts for the last 30 days, 90 days and year, or you can pick any date to bring in older transactions. Under More Settings you can also choose what to send: individual transactions, a daily balance snapshot, or both.

4. Review and confirm: Check both ends before finalizing. If you want to adjust the account’s own sync settings at the same time, you can open them from here. Once confirmed, the transfer link becomes active and transfers begin automatically.

The destination step groups its options under Transfer transactions and balances to and Give direct access to. Only the first group creates a transfer link. Choosing something from the second, such as a webhook or an AI assistant, takes you to that integration’s own page instead, because those read from Synci rather than being sent to.

Sync start date vs. transfer start date

Two separate dates control your data flow, and it’s worth understanding the difference:

• Sync start date (an account setting): Determines which transactions Synci retrieves from your institution.

• Transfer start date (a transfer link setting): Determines which of those retrieved transactions are sent to the destination.

A transaction must clear both dates to arrive at your destination. For example, if your sync start date is March 28 but your transfer start date is March 20, nothing from March 20–27 will ever transfer, because Synci never fetched those transactions in the first place. If you want older transactions in your destination, move the sync start date back first, then set the transfer start date accordingly.

After linking

Once the link is active, new transactions flow to the destination automatically as the account syncs. From here you can:

• Attach transfer link rules to transform transactions on their way to this destination.

• Adjust the link’s update settings for pending transactions that become booked.

• Review every transfer in the transfer logs, where failed transfers can be retried and completed ones undone.

• Pause the link if you want to stop transfers for a while. Pausing keeps its settings, rules and history, so you can resume without setting it up again.

Every link you have is listed on the Linked Accounts page, grouped by the account it sends from. All of the above is covered in the Transfer links: Send data to destinations article.