Linking accounts to destinations

Formerly "Linking bank accounts to destinations": You can now link any financial account, including brokerage and crypto-exchange accounts, to a destination.

To start transferring data from an account to a budgeting tool or spreadsheet, you create a transfer link between the account and a destination. For everything a transfer link can do, see the Transfer links: Send data to destinations article.

Where to start

You can begin the linking process from three places:

• An account page (under Banks, Brokerages, or Crypto), or

• A destination page (such as YNAB, Lunch Money, or Google Sheets), or

• The transfer links page

Each account displays a Link button that launches the transfer setup wizard.

Creating the transfer link

The setup wizard walks you through three steps:

1. Select the other end of the link: Depending on where you started, choose either the destination to send data to, or the account to send data from.

2. Configure transfer settings: Set the transfer start date; only transactions that have occurred since this date will be transferred. It defaults to today, but you can move it back to bring in older transactions. For brokerage and crypto accounts you can also choose what to send: individual transactions, a daily balance snapshot, or both.

3. Review and confirm: Verify the details before finalizing. Once confirmed, the transfer link becomes active and transfers begin automatically.

Sync start date vs. transfer start date

Two separate dates control your data flow, and it's worth understanding the difference:

• Sync start date (an account setting): Determines which transactions Synci retrieves from your institution.

• Transfer start date (a transfer link setting): Determines which of those retrieved transactions are sent to the destination.

A transaction must clear both dates to arrive at your destination. For example, if your sync start date is March 28 but your transfer start date is March 20, nothing from March 20–27 will ever transfer, because Synci never fetched those transactions in the first place. If you want older transactions in your destination, move the sync start date back first, then set the transfer start date accordingly.

After linking

Once the link is active, new transactions flow to the destination automatically as the account syncs. From here you can:

• Attach transfer link rules to transform transactions on their way to this destination.

• Adjust the link's update settings for pending transactions that become booked.

• Review every transfer in the transfer logs, where failed transfers can be retried and completed ones undone.

All of these are covered in the Transfer links: Send data to destinations article.